What if I invested calculator

What you'd have now if you'd bought a fund every month from a start date you pick and never sold. It runs on what VGT, SPY, VOO, VTI and QQQ actually did, with dividends reinvested.

Disclosure: I earn nothing from this page. There are no affiliate links here, no broker deals, and nothing is gated. If that ever changes, I'll put it right here.
Optional. It goes in the first month, on top of the monthly amount.

$0

Total put in
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Gain or loss
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Times your money
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Yearly return
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What it was worth each month

Value Total put in

How this works: each month's amount buys the fund at that month's last closing price, in fractional shares. Dividends get reinvested.

Nothing comes out for taxes, fees or trading costs, and the dollars aren't adjusted for inflation. "Yearly return" is the yearly rate your deposits actually earned, counting when each one went in.

Where to go next

  • All the free tools Options, futures, dividend, stock average, margin call and net worth calculators, none of them gated.
  • Roth IRA calculator The same reinvesting arithmetic inside a retirement account, and what leaving it in cash costs.
  • Dividend calculator Reinvesting against taking the cash, year by year, with an income target.
  • The trading journal Real trades, real size, and the mistakes that produced these tools.
For educational purposes only. Not investment advice. This is what these funds did in the past, and it doesn't tell you what they'll do next.